The Fourth Generation Formula

The Secret to Building a Legacy That Transfers — by Kable Record

Your legacy's biggest defender.

97% of family businesses fail by the fourth generation — not because the money runs out, but because the builder's mindset doesn't transfer. Most people hand down money instead of mindset, results instead of resilience. The Fourth Generation Formula teaches you to do both: build your empire and raise builders who can create wealth from nothing.

It's a 9-layer system for building businesses that last and raising kids who can build their own — from someone who started digging ditches at 10, spent thirty years building real companies, and is teaching five kids to be builders, not just beneficiaries.

Get the book + workbook · Take the free Transfer Readiness Assessment

Also available at Amazon (hardcover) · Amazon (paperback) · Kindle · Barnes & Noble · Bookshop.org. ISBN 979-8318814693 (hardcover), 979-8318814709 (paperback).

The chapters

  1. Who You Are at 2 AM
  2. Character Is Who You Are When No One Is Watching
  3. Starting Before You're Ready
  4. Systems That Set You Free
  5. The Connection Multiplier
  6. Struggle Is the Price of Growth
  7. Build Bigger than Yourself
  8. From Knowing to Being
  9. The Transfer
  10. The Builder's Formula: What Makes Success Inevitable

All chapters

What's inside

  • How to rewrite the story you tell yourself at 2 AM when everything goes wrong
  • Why character compounds faster than money — and how to build it in yourself and your kids
  • The 9-layer pyramid that breaks the 97% generational failure rate
  • How to create systems that build freedom instead of another job you can't escape
  • The Builder's Formula: Identity + Action + Persistence

About Kable Record

Kable Record is a multi-business founder, builder, and father of five who started digging ditches at 10 years old in his father's concrete business. He founded and operates companies across construction, manufactured housing, technology, and franchising. In 2020 he launched Record Enterprises and has since built Osqr (AI for real-world businesses) and VoiceQuote (SaaS for contractors), and expanded into franchise ownership (Playa Bowls). He wrote The Fourth Generation Formula originally as house rules for his oldest son. He also holds U.S. Patent No. 12,679,457 for Excavator Foot, a factory-installable pivot mechanism for tracked excavators. More at kablerecord.com.